October 21, 2016

LOANS

Loans & Advances

PERSONAL LOANS:

This is designed for those who may have immediate needs for funds to address personal issues. The product is designed to ensure that disbursement is done within 24 hours. It is geared toward achieving higher standard of living by a majority of Nigerians.

BENEFITS/REQUIREMENTS

  • Easy to access
  • Attractive Interest rate.
  • Acceptable collateral or guarantee/Indemnity of a reputable individual or Institution.
  • Viable and verifiable means of repayment.
  • Repayment not exceeding 3 months.
  • Flexible repayment plan to suit your income pattern.
  • Membership registration of N2000.

BUSINESS LOANS:

abn-ng-04Business loans are designed to suit the need of an average business man who need a quick access to funds to facilitate business transactions and may not have the luxury for the long period of wait in commercial banks.This is designed to act as a catalyst for economic growth and development of Nigeria.

BENEFIT/REQUIREMENT

  • Easy to access
  • Attractive interest rate
  • Collateral required
  • Account statement from Bank
  • Business must be viable
  • Repayment not exceeding 3 months
  • Flexible repayment plan to suit Business income
  • Membership registration of N2000.

PAY DAY LOANS:

This is designed to suit the need of salary earners.  It ensures access to funds with ease in case of an unforeseen financial demands before payday, and  provides the needed helping hand in times of need.

BENEFIT/REQUIREMENT

  • Easy to access
  • Attractive interest rate
  • Salary cheque acceptable as  collateral
  • Guarantee/Indemnity/letter of comfort from employer
  • Membership registration of N2000.

CONTRACT FINANCE:

This is designed help clients execute contracts with ease and offer them more  access to more opportunities.

BENEFIT/PRODUCT DYNAMICS

  • Easy to access
  • Minimal interest
  • Presentation of Contract paper.
  • Tripartite agreement for domiciliation of contract proceeds to XPatFUNDS.
  • Collateral/Guarantee/Indemnity
  • Member ship registration of N2000

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