October 21, 2016

SAVINGS PRODUCTS

INVESTMENT SAVINGS ACCOUNT:

FEATURES:

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  • Minimum Opening  balance of N2000
  • Deposits at will.
  • Interest paid on deposits.
  • Entitled to loan of double the Savings balance  after 3 months
  • No limit on Savings amount.

 TARGET SAVINGS ACCOUNT:

FEATURES:

  • Enable you to set a target sum for yourself within a specific time  frame.

  • Divide the sum by days, weeks or month to match your income structure and tenure.

  • Interest paid on all deposit

  • Entitled to loan of double the Savings balance after 3 months.

  • No limit on Target Amount.

MORTGAGE SAVINGS ACCOUNT:
This is a target savings account for the specific purpose of acquiring a mortgage

FEATURES:
mortgageMinimum Opening balance of N10, 000.
Minimum Monthly payment of  N5000 to N100,000
Savings period from 6 to 48 months
Attractive interest paid on deposits
Equity contribution Staring from N300,000
House Values from  N1m- N3M

FIXED INVESTMENT ACCOUNT:
This is targeted at those who seek attractive rates for their funds.

FEATURES:

  • Minimum fixed deposit of N100, 000.
  • Above average interest rate over 10% PA
  • Principal and interest paid upon maturity.
  • Ability to borrow double the amount after 3 months.

KIDDIES ACCOUNT:

kiddies-sm1Kiddies account is for parents who treasure their kids. It offers an opportunity to save funds for your child for specific purpose at an above average interest rate.

 

FEATURES:

  • Minimum opening balance of N1000
  • Above average interest rate.
  • Access to credit by the parents.

FUNDS MANAGEMENT:
This is a targeted at those who need our professional guide on the best investment outlets. Such funds are placed and managed at a mutually agreed terms and condition for the benefit of all the parties.

FEATURES:

  • As low as N50,000

  • Advisory services

Note: Guaranteed return on funds.

ACCOUNT OPENING REQUIREMENT

Note: this requirement is applicable to all categories of account;
Two recent passports, Utility Bill, Valid  means  of Identification, Valid residents permit(foreigners’ ONLY) and Marriage and/Birth Certificate for Kiddies account.